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Questions

Can military retirees on Medicare use the pharmacy at Tinker AFB or Fort Sill?

Yes. Military retirees with Medicare and TRICARE For Life can use military pharmacies, including the 72nd Medical Group pharmacy at Tinker Air Force Base and the Reynolds Army Health Clinic pharmacy at Fort Sill. TRICARE says you can get up to a 90-day supply of most covered drugs at no cost. Call first, since base pharmacies stock only formulary drugs.

How base pharmacies work for TFL retirees

  • No cost: up to a 90-day supply of most covered drugs.
  • Civilian prescriptions: most military pharmacies accept them, and many take electronic prescriptions, so your Medicare doctor can send prescriptions to the base.
  • Formulary only: military pharmacies carry the Basic Core Formulary and many brand-name maintenance drugs on the TRICARE Uniform Formulary. Drugs that aren't on it generally aren't available.

Oklahoma's four base pharmacies

InstallationPharmacyWorth knowing
Tinker AFB (Midwest City)72nd Medical Group pharmacyTRICARE lists it as accepting electronic prescriptions from civilian providers
Fort Sill (Lawton)Reynolds Army Health Clinic pharmacyNew and electronic prescriptions go to the Main Pharmacy first; the Pharmissary near the Commissary is refill-only
Vance AFB (Enid)71st Medical GroupOne pharmacy, inside the clinic
Altus AFB (Altus)97th Medical Group pharmacyOpen to military members, retirees and families

Hours and services change, so check the base's TRICARE website or call before you drive.

Before your first fill

  1. Check the formulary. Look up each drug on the TRICARE Formulary, then call the pharmacy to confirm it's stocked.
  2. Have your doctor send the prescription. Ask your Medicare doctor to e-prescribe to the base pharmacy, or bring a paper prescription.
  3. Bring your ID. Your uniformed services ID card gets you on base and proves TRICARE eligibility.
  4. Keep Part B. TFL, and your full TRICARE pharmacy benefit, depend on having Part A and Part B.

If you live far from Tinker, Fort Sill, Vance or Altus, home delivery is usually the next lowest-cost option. See our guide for veterans, TRICARE and military retirees. To compare Medicare options from the companies they work with, you can request a call from a licensed insurance agent.

Do I need Part D with TFL?

When Part D may help.

Sources

More questions in this guide

Part of the guide: Veterans, Military Retirees and Medicare in Oklahoma · All questions

Frequently asked questions

Do I have to be enrolled at the base clinic to use its pharmacy?

No. TRICARE says you don't need to be enrolled at a military hospital or clinic to use its pharmacy, and most military pharmacies accept prescriptions from civilian providers. You still need base access with your uniformed services ID card.

I also have a Part D plan or other insurance. Can I still use the base pharmacy?

Yes. TRICARE says that as of September 27, 2025, military pharmacies bill your other health insurance as federal law requires. You still pay nothing, though processing may take a few minutes longer.

What if the base pharmacy doesn't stock my drug?

Staff may work with your doctor on an alternative, or you can use TRICARE Pharmacy Home Delivery or a TRICARE retail network pharmacy, which have copayments.

Talk with a licensed insurance agent

Find licensed insurance agents in Oklahoma on MedicareAgents.com.

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Visit an insurance agency office in Oklahoma

These offices are independently owned by licensed insurance agents and agencies that work with Benefits Life, the publisher of this site. They are not Benefits Life offices. When they enroll you in a plan, the agency and Benefits Life may be paid by the insurance company. If you already have an agent, contact your agent for help with your plan. Learn more.

Integrity Insurance Group

6144 S Lewis Avenue, Suite 200, Tulsa, OK 74136

Hours: Mon–Fri 8 AM – 4:30 PM

Wheelchair accessible · Free parking · Video appointments available

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